tag:blogger.com,1999:blog-302883262011-08-21T08:17:40.664-04:00I aim to provide information to clients & friends of the B. Scott Skillman, P.C. law firm with info and links to assist with questions about bankruptcy, and making good post-bankruptcy decisions to re-establish good credit.Terre Haute Attorneyhttp://www.blogger.com/profile/00903770730877513736noreply@blogger.comBlogger181100tag:blogger.com,1999:blog-30288326.post-91570505012642104372010-11-23T13:32:00.005-05:002010-11-23T14:01:10.970-05:00

"I was chopping away at my best one day, for I was anxious to get the new house and my wife as soon as possible, when the axe slipped all at once and cut off my left leg.... When I began chopping again my axe slipped' and cut off my right leg. Again I went to the tinner and again he made me a leg out of tin. After this, the enchanted ax cut off my arms, one after the other, but not daunted, I had

Terre Haute Attorneyhttp://www.blogger.com/profile/00903770730877513736noreply@blogger.com0tag:blogger.com,1999:blog-30288326.post-24320554620585148552010-03-16T22:13:00.000-04:002010-03-16T22:16:08.560-04:00

<!--[if gte mso 9]> Normal 0 false false false MicrosoftInternetExplorer4 <![endif]--><!--[if gte mso 9]> <![endif]--><!--[if !mso]> st1\:*{behavior:url(#ieooui) } <![endif]--> <!-- /* Font Definitions */ @font-face {font-family:Wingdings; panose-1:5 0 0 0 0 0 0 0 0 0; mso-font-charset:2; mso-generic-font-family:auto; mso-font-pitch:

Terre Haute Attorneyhttp://www.blogger.com/profile/00903770730877513736noreply@blogger.com0tag:blogger.com,1999:blog-30288326.post-45815993854125370792009-07-01T11:49:00.007-04:002010-11-17T11:37:52.637-05:00

In a release dated November 2007, the Lt Governor of Indiana (not related to this writer) announced the creation of the Indiana Foreclosure Prevention Network. Since its creation date It has released 3 more press releases and acted as a host to several "events." Most significantly the "partnership" had been touting a relationship with Momentive Credit Services to arrange for personal

Terre Haute Attorneyhttp://www.blogger.com/profile/00903770730877513736noreply@blogger.com0tag:blogger.com,1999:blog-30288326.post-21886023728439457492009-06-29T13:35:00.003-04:002009-06-29T15:15:31.271-04:00

I have to tell you that I have heard on more than one occasion people suggest to me that they are qualified to prepare and file their own bankruptcy. I have to smile politely and suggest that perhaps they are able to do so. Inwardly, I am thinking, of a tale told to me by my mentor when I started practicing law. Mel said to me, "What we do in some cases is not the most difficult or complex

Terre Haute Attorneyhttp://www.blogger.com/profile/00903770730877513736noreply@blogger.com0tag:blogger.com,1999:blog-30288326.post-54933422381885396702009-06-29T11:58:00.000-04:002009-06-29T16:26:02.780-04:00

In my last, and very old, post I discussed how my clients have been able to help restore their credit history and make $$$ doing it.This quick post is to provide an update. At this point My clients have filed approximately 56 Suits, at no costs to the client. At a minimum, the clients netted $1,250.00 and one client will receive a pay out of about $20,000.00! I currently have 13 other suits

Terre Haute Attorneyhttp://www.blogger.com/profile/00903770730877513736noreply@blogger.com0tag:blogger.com,1999:blog-30288326.post-58932843750532556362009-06-11T16:56:00.003-04:002009-06-14T01:32:51.226-04:00

What about fighting a foreclosure without filing bankruptcy?From time to time I have clients who have maintained great payment practices with their creditors but still have an arrearage on their home mortgage. In many cases these arrearages have occurred due to the mortgage company turning back payments, or directing the home owner to "hold" payments while a modification was being attempted.As

Terre Haute Attorneyhttp://www.blogger.com/profile/00903770730877513736noreply@blogger.com0tag:blogger.com,1999:blog-30288326.post-23442358238408804852009-04-07T13:24:00.004-04:002009-06-29T16:19:23.578-04:00

I have a great link for video's presented by the Bankruptcy Courts to address basic issues that every person, who fces debt collectors ought to see.I suggest that you take this link and check them out. They also serve as a good reminder for those who have been through it all before.

Terre Haute Attorneyhttp://www.blogger.com/profile/00903770730877513736noreply@blogger.com0tag:blogger.com,1999:blog-30288326.post-23333636568270796712008-09-18T15:59:00.009-04:002009-06-25T00:34:36.244-04:00

Credit score do’s and don’tsCredit scores impact our lives in ways most of us never realize. It forms the basis for rates on home owners and auto insurance, loan repayments and even customer service categories (I am not sure what that might be).The basis for credit scores are generally not revealed to the public for a number of reasons, mostly, because they do not want consumers modifying their

Terre Haute Attorneyhttp://www.blogger.com/profile/00903770730877513736noreply@blogger.com2tag:blogger.com,1999:blog-30288326.post-42737622040544401602008-09-18T15:59:00.008-04:002009-06-25T00:31:56.744-04:00

50 ways to trim your budget- really?Well yea, It turns out that trimming the budget is a pretty good idea when money is tight.I am attaching this link to a MSN Money site that make some good suggestions about how to make your Dollars Stretch further.

Terre Haute Attorneyhttp://www.blogger.com/profile/00903770730877513736noreply@blogger.com0tag:blogger.com,1999:blog-30288326.post-92065826237228793152008-08-20T12:44:00.010-04:002010-08-16T14:16:40.439-04:00

In 2005 the Bankruptcy laws were amended to make filing more cumbersome, costly and just plain slower to do. The laws were labeled "Bankruptcy Abuse Prevention" but the writers of the laws were unable to state what abuse existed before the law, and how these changes would make a difference. In truth it was never about abuse. It was about making it more difficult for regular people to file.We are

Terre Haute Attorneyhttp://www.blogger.com/profile/00903770730877513736noreply@blogger.com0tag:blogger.com,1999:blog-30288326.post-16610491112192843022008-01-18T15:07:00.001-05:002010-08-16T14:22:29.030-04:00

Update: see the case. My client lost her case and her child. I wrote back in 2006 that this could easily happen, and wonder of wonders, I argued the case before the court and lost. I am distraught on her behalf.Notes after November 8, 2007 Oral argument20 seconds before my Oral argument was to begin my dear friend Cheri, said, "Your argument won't be the best they ever heard and it won't be the

Terre Haute Attorneyhttp://www.blogger.com/profile/00903770730877513736noreply@blogger.com0tag:blogger.com,1999:blog-30288326.post-5087719712654540692007-11-21T20:56:00.002-05:002008-12-08T20:58:07.736-05:00

Today one of my older clients, (filed before October 2005)came in to see me. He was upset because was not getting the fresh start the bankruptcy was supposed to give him. He had been sued twice and he was facing taxes and clean up expenses for the property that he had abandoned to the Mortgage Co. that he owed more that what the property was worth. They did not foreclose but let the property fall

Terre Haute Attorneyhttp://www.blogger.com/profile/00903770730877513736noreply@blogger.com0tag:blogger.com,1999:blog-30288326.post-72499878339019309722007-10-22T16:05:00.000-04:002007-10-22T16:06:49.198-04:00

This post is to memorialize the changes that I am making to put the materials on the site that may best help our clients with their "Fresh Start."

Terre Haute Attorneyhttp://www.blogger.com/profile/00903770730877513736noreply@blogger.com0tag:blogger.com,1999:blog-30288326.post-54714473970090449462007-10-03T13:05:00.000-04:002007-10-03T13:09:05.908-04:00

On June 26, 2006 I wrote a post about what a terrible new law was going into effect that would change the face of post-divorce custody issues. Specifically, I wrote about the new relocation law that required notifications of ALL MOVES to the court and the great possibility that the result of such a notice would be a motion to modify the custody decree by the non-moving party. Well.... As

Terre Haute Attorneyhttp://www.blogger.com/profile/00903770730877513736noreply@blogger.com0tag:blogger.com,1999:blog-30288326.post-1151422922863416282006-06-27T11:38:00.000-04:002007-10-22T16:03:46.474-04:00

Here is a nice photo of Henderson Point, Bay St. Louis, MS. This was taken 6 months before Hurriucane Katrina and sadly, the trees and beach no longer exist.

Terre Haute Attorneyhttp://www.blogger.com/profile/00903770730877513736noreply@blogger.com0tag:blogger.com,1999:blog-30288326.post-1151354696501083512006-06-26T16:25:00.001-04:002008-08-20T15:26:35.653-04:00

On October 17, 2005 a New set of laws went into effect to modify the laws of Bankruptcy. The new laws were brought to you by the Republican Administration as bought and paid for by the Credit Card and Banking industries.The very first law passed through both houses of congress after George W. Bush took office was the bankruptcy bill. That was back in 2000. But Bush did not sign that bill because

Terre Haute Attorneyhttp://www.blogger.com/profile/00903770730877513736noreply@blogger.com0tag:blogger.com,1999:blog-30288326.post-1151336647514654732006-06-26T11:17:00.002-04:002008-08-20T15:26:54.520-04:00

Given that approximately 48% of all marriages end in Divorce, and that many of those divorcing couples share children, A new law going into effect on July 1, 2006 will likely impact hundreds of thousands of families. Perhaps that is melodramatic, but the new law will substantially change the rights custodial parents have and their ability to relocate for professional or personal reasons.What Am I

Terre Haute Attorneyhttp://www.blogger.com/profile/00903770730877513736noreply@blogger.com0tag:blogger.com,1999:blog-30288326.post-1151334651461935282006-06-26T11:09:00.001-04:002008-08-20T15:01:45.582-04:00

I am starting this blog to provide people an opportunity to read about topics of legal interest to the Terre Haute and Wabash Valley community. My goal is to increase awareness to issues of legal interpretation and enforcement by local courts. In addition, I want people to lose any fear of questioning their lawyer. You should not stop questioning the lawyer to learn exactly what the basis for the

Terre Haute Attorneyhttp://www.blogger.com/profile/00903770730877513736noreply@blogger.com0